Your best bet is to fire up your computer and head online to open up a world of possibilities and, most importantly, find the cheapest deals available. Insurance providers will generally offer their best prices online so it definitely pays to log on and take advantage of the offers.
By using a specialist motorcycle insurance broker, you can be sure that you’re purchasing your cover from a provider that deals specifically with bike insurance on a daily basis. Something you may find particularly valuable is a specialist provider that offers a UK-based call centre, allowing you to speak directly to somebody in the know if you have any additional issues or queries.
While low cost is understandably chief among the priorities of the majority of those seeking bike insurance, it’s also important to look at the wider picture. The cheapest cover might not necessarily offer exactly what you need for your particular circumstances, so look past the price when selecting your provider. Look for any added value benefits; some insurers will reward you with extras such as breakdown cover for being a customer, so it’s important to have an overall idea of what’s most important to you before signing on the dotted line.
That said, if the prices you’ve been quoted are a little higher than you were expecting, there are ways in which you can potentially bring down your premium. Consider enrolling on an advanced riding course as, depending on the insurer you choose to go with, successful completion could reduce the price of your cover by up to 10%. Another way to reduce costs is to make sure that your bike is properly secured when not in use. Have an alarm and/or immobiliser fitted if you don’t already have one and ensure that your vehicle is locked away securely – preferably in a garage – overnight.