Woman Drivers are the losers in car insurance revamp

Friday, 21st December, 2012

Woman drivers are among the biggest losers in an insurance revolution which came into force on 21st December 2012.

Females have traditionally been considered a lower risk to insurance companies and have therefore generally paid less for their insurance, but the EU Gender Directive has ensured that this can no longer happen.

The new ruling will only affect policies taken out on or after the 21st December 2012 or renewals after that date.

In the past, a young women could get a much cheaper deal on her car insurance policy because she has been seen as a much lower risk on the road than a man of the same age.

A female driver between 17 and 25 paid an average of £1247 for her car insurance, while a man in the same age group pays an average of £2004

A European Court of Justice's ruling, which follows a ten-year legal battle against the proposals by insurers, will put an end to women getting better deals on their car insurance.

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