How to Deal With a Road Traffic Accident
More and more motorists are staging deliberate accidents so that they can claim money back on car insurance.
In simple terms, scammers are crashing for cash.
More on How To Deal With Crash For Cash Scams
What details should you give or receive after a accident?
Insurance, address, telephone number?
Should the police be called?
If you are not sure then read on!
If as a driver, you are involved in a road accident and one or more of the following occurs:-
You must:-
Note:-
Reporting the accident to the police by telephone is not sufficient.
You are obliged to do these things not only when you are directly involved in an accident, but also if your vehicle's presence was a factor.
Failure to comply with these obligations can mean two offences are being committed:-
The penalties for each offence include a maximum fine of £5000 and 5-10 penalty points.
The courts can also disqualify for each offence.
Even if there was no personal injury, if someone holds you responsible for the accident they have the right to request your insurance details
Failure to provide that information without a reasonable excuse is also an offence.
What happens if my car is written off?
Ownership of the vehicle is usually transferred to your insurance provider and you will receive a pay-out in compensation.
However, you could buy the car back and fix it yourself.
More information What happens if your Car is written off