Real Driving Lessons for 4 to 17 year olds

Looking for a unique and genuinely impactful experience because the road to safe driving starts before 17.
Young Driver is the UK's largest provider of driving lessons for under-17s, delivering real behind-the-wheel experiences to 9-17s in dual-controlled Suzuki Swifts, manual and automatic, and 4-9s in electric Firefly cars.
All sessions are led by DVSA-approved instructors at 70+ venues across the UK.
With over 1.5 million lessons delivered, Young Driver is more than just a fun day out - it's a proven way to build confidence, skill and road safety awareness from an early age. In fact, those who learn with us are 20% less likely to crash in their first six months on the road.
We use real cars, real instructors, and real roads - not simulators - giving young people the head start they need. Whether it's for a birthday gift, a fun weekend, or a confidence boost, it's a powerful, positive step toward safer driving for life.

Types of Car Insurance

Third Party:
This is the most basic insurance type, and is the minimum coverage that allows you to drive legally. Any damage you do to a ‘third party’, ie someone or something that is NOT YOU or YOUR CAR, is covered, but for a pittance extra, you can get Third Party Fire and Theft (see below). All other policies retain this Third Party component as their basis.

Third Party Fire and Theft:
Third Party Fire and Theft (TPFT) is the basic insurance package favoured by younger learner drivers on their first or second provisional licence, and people who prefer not to pay for fully comprehensive insurance. You are – obviously – insured for ‘Fire’ and ‘Theft’, ie if your car ‘catches’ fire or is stolen. Third Party means that your passengers are covered, and any people, property or cars that you might hit are also covered. Your car is NOT covered. Either are YOU. TPFT is the cheapest way of building up your No Claims Bonus before changing over to the significantly more expensive ‘fully comprehensive’.

Fully Comprehensive Insurance:
This is the ultimate in insurance, adding you and your car to the TPFT package. Thus, Fully Comprehensive Insurance (FCI), or "full comp", is also more expensive. Having a full driving licence (and having it for more than two years) helps keep premiums down.

Why is Car Insurance for New Drivers so expensive?

Insurance companies know that new drivers are a bigger insurance risk than any other motoring group, and here are the facts to prove it:-

As a new driver, you are more likely to have an accident in the first year after passing your test than at any other time in your motoring career.
Per mile of driving, the risk of an accident involving injury or death is about seven times greater for 17-to-20-year-olds than for those aged 40 or over.
Drivers under 21 are involved in 15% of all accident deaths.
New drivers make up just 10% of licence holders, but are involved in 29% of accidents.

Because of these factors, insurance premiums are very high for the new driver. However, there are ways to cut your insurance premiums

Follow these NINE tips to reduce your premium.

TIP ONE
Young and newly qualified drivers can boost their no-claims bonus by taking an additional test called
Pass Plus. Some companies will credit people who have passed Pass Plus with an extra year's no claims bonus.
Always check to see if your insurance offers a Pass Plus discount.

Example Case
Ray, age 18, passed his test six months ago and wants to buy his first car. His age and lack of Experience is likely to go against him when he's looking for insurance.
To help bring the costs down, Ray could take his Pass Plus exam. Although this would cost him around £140, he could easily save more than that on his first year's insurance alone.
How much could Ray save? It would normally cost Ray £3700 for fully comprehensive cover on his Ford Escort 1.4 LX. By taking the Pass Plus test, Ray could reduce this to £3500, a saving of £200.

TIP TWO
Drivers who don't have a full no-claims bonus can build their bonus up quicker with a policy from some companies called Bonus Accelerator. This policy runs for 10 months rather than the usual 12. At the end of those 10 months, provided no "fault" claims have been made, you get a full year's no-claims bonus. So, somebody starting with zero no-claims can build up to the maximum five-year no-claims bonus in just four years.
Be Careful if you choose this scheme You usually have to stay with the same insurance company throughout, to build up your maximum no-claims bonus. Companies don't usually allow you to carry a 10-month policy over from one company to another, so please check before you sign up for this type of scheme.

TIP THREE
Buy a smaller-engined car.
If insuring your prospective car is proving too expensive, consider buying a car with a smaller engine. Remember that buying a cheaper car will not make a huge difference to your premiums.
If you or your spouse buy a second car, you may be able to get an introductory bonus on the new car. This means that your insurer may give you the same no-claims bonus on the second car as you have on the first, provided you insure both cars with the same company. It is best to check this with your insurer first because not all companies offer this facility, and the conditions for the introductory bonus vary between companies.

TIP FOUR
Taking a higher Voluntary excess ( The amount of money you have to pay the insurance company if you have to make a claim) than the standard £100 could give you a substantial discount on your premium.

TIP FIVE
Declare your mileage! Telling your insurer how many miles you do, especially if it is below average, they do in a year, and simply let the salesperson plug in an average of, say, 12,000 miles. That's 230 miles a week. If you do less than that, you could be missing out on potential savings by not letting your insurer know.

TIP SIX
Similarly, if you don't use your car to travel to work, let your insurer know. You may be paying for cover you don't need.

TIP SEVEN
If you have access to a garage or driveway at night, use it. Using off-street parking, rather than leaving your car on the street, will attract a discount with most insurers.

TIP EIGHT
Insurers prefer prevention rather than claims, so vehicles fitted with an engine immobiliser or alarm may qualify for a discount. The devices which qualify for a discount vary from insurer to insurer, so make sure you check before getting any device fitted.

TIP NINE
Get a ‘new’ quote from your existing insurer.
Often, applying to your existing insurer as a new customer produces a cheaper price than its renewal quote. Insurers put out more competitive prices to attract new customers, so simply start again, and you could be better off.



The following is a list of excuses compiled from insurance companies all over the world.

1) Coming home, I drove into the wrong house and collided with a tree. don't have.
2) The other car collided with mine without giving a warning of its intentions.
3) I thought my window was down, but found that it was up when I put my hand through it.
4) I collided with a stationary truck coming the other way.
5) A truck backed through my windshield and into my wife's face.
6) A pedestrian hit me and went under my car.
7) The guy was all over the road. I had to swerve several times before I hit him.
8) I pulled away from the side of the road, glanced at my mother-in-law, and headed over the embankment.
9) In my attempt to kill a fly, I drove into a telephone pole.
10) I had been driving for forty years when I fell asleep at the wheel and had an accident.
11) I was on my way to the doctor with rear-end trouble when my U-joint gave way, causing me to have an accident.
12) To avoid hitting the bumper of the car in front, I struck the pedestrian.
13) My car was legally parked as it backed into another vehicle.
14) An invisible car came out of nowhere, struck my car and vanished.
15) I was sure the old fellow would never make it to the other side of The road when I struck him.
16) The pedestrian had no idea which way to run, so I ran over him.
17) I saw a slow-moving, sad-faced old gentleman as he bounced off the hood of my car.
18) The indirect cause of the accident was a little guy in a small car with a big mouth.
19) I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.
20) The telephone pole was approaching, and I was attempting to swerve out of its way, when it struck my front end.

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